Founders & Chairmen

John Worton
Joint Chairman

Martin Smith
Joint Chairman
Executive Board

Mark Picken
Chief Executive Officer

Helen Lumb
Chief Financial Officer

Malcolm Workman
Chief Operating Officer

Sharon Price
Sales Director

Richard Hayes
Head of Collections, Director

Jane McLintock
Legal and Compliance Director

Claire Andrews
Director of Transformation

Graham Coe
IT Director

Debra Amos
Head of H.R.

Emma Carruthers
Head of Finance
Operations Board

Aaron Ghuman
Marketing Manager

Allan Streeting
IT Development Team Leader

Amanda Evans
Operations Manager

Ann Fortnam
Senior Receptionist

Carl Cartwright
Customer Sales Director

Chris Cummings
Credit Programs & Development Manager

Darren Fletcher
Supplier Sales Director

Hemesh Chohan
Legal & Compliance Solicitor

Julie Henehan
South Sales Corporate Development Director

Jade Lawson
Proposal Team Leader

Laura Howard
Finance Manager

Luke Barber
Forensics and Customer Service Manager

Nicky Suman
Flow Credit Services Manager

Sam Nolan
Collections Manager

Sarah Houghton
PA to Chief Executive Officer

Stuart Cummings
I.T. Support Manager

Terri McDonnell
Operations Supervisor